Mortgage Affordability Calculator

Disclaimer: These results are estimates for general information only – not a mortgage pre-approval, a lender commitment, or financial advice. The maximum purchase price shown is based on standard lending ratios (GDS/TDS) and a qualifying (“stress test”) rate, but actual approval depends on your credit history, employment, the property, and each lender’s own criteria. The “monthly leftover” figure is an estimate based on the information you enter and does not account for all costs of homeownership. Figures may not reflect current rates, insurance premiums, or program rules, which change over time. Speak with a licensed mortgage professional before making any financial or purchasing decision.